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In enhancement, customers for this kind of strategy can have extreme legal or criminal backgrounds. It's important to note that various service providers offer a series of concern ages on their assured problem policies as low as age 40 or as high as age 80 - funeral service insurance. Some will certainly additionally offer higher stated value, up to $40,000, and others will enable better survivor benefit conditions by enhancing the interest rate with the return of premium or decreasing the number of years until a full survivor benefit is offered